Contract_Guarantee

A contract guarantee can be established:

• To help the customer guarantee (the creation of the customer guarantee see Adresář )

• No customer liability.

The list of contract guarantees can be opened using the Elements/Guarantees button.

When clicked, the guarantee overview opens.

Liability can be created using the button Create Guarantee. When pressed, the system executes:

• The system detects if there is a guarantee on the customer's contract with Date From<=workdate<Date To and Status=Active.

  • If it does not exist, it continues to create a contract guarantee according to the current functionality (i.e. the guarantee will exist only for the given contract) by opening the Guarantee tab, while this current functionality is modified as follows:

    • Sets Type=Contract

    • Adds Financing Contract No. from the contract (filter) according to the current functionality

    • Adds Customer No. from the contract and displays the Customer Name for it

      • The user then proceeds to enter the individual guarantee fields.

      • If necessary, the user can also create a co-guarantor or a subject of guarantee

  • If there are active guarantees with Date From=<workdate<Date To, the system checks whether all these guarantees exist in the contract. The same guarantees are also given to those who have

    • Source Guarantee No. on Contract Guarantee = Customer Guarantee No.

    • Guarantee Category Same

    • Guarantee Type Same

      • If the contract contains all guarantees that are active to the customer and have Date From<=workdate<Date To, the system continues to create the guarantee according to the previous point (by adding Type, Fin.Contr.No., Customer No. and opening the guarantee card.

        • Note: this means that it will be possible to base a guarantee on the leasing contract beyond the scope of the customer's existing guarantees.

      • If the contract does not contain all the guarantees that are active on the customer with Date From<=workdate<Date To, the system copies them to the contract including the subject of the guarantee and co-guarantors – description in the following subchapter.

 Creation contract guarantee

• The system detects the value of the Max No.of Contracts field on the source guarantee on the customer.

• If Max.No.of Contracts<>0 is (non-zero), the system will find out how many calculations/contracts have contract guarantees with the same Source Guarantee No. as the customer's Guarantee No. that have Status=Submitted or Active.

  • If Max. No. of Contracts is >= number of found contracts, the system does not copy the guarantee, but continues to create another guarantee (if it also exists on the customer).

  • If there is a Max. No. of Contracts<number of contracts found, it proceeds to create a guarantee by copying (see below).

• If Max. No. of Contracts=0 (empty), the system proceeds to create the contract guarantee by copying - it copies the customer's guarantee line, then sets it

  • No. (Guarantee Number) from the relevant number series (Guarantee Nos. In OneCore Setup)

  • Type=Contract

  • Source Guarantee No. = completes the customer's guarantee number from which the guarantee was created

  • deletes Date From a Date To

  •  sets Status=Preparation

  • If Dynamic Deposit=Y (is Deposit Coefficient<>0), it calculates Nominal Value=Payment Excl.VAT from the contract header * Deposit Coefficient and overwrites the Nominal Value to Current Value

  • Adds Nominal Value Date and Current Value Date (=workdate)

  • Adds Last Modify Date (=workdate)

  •  Subsequently, the system proceeds to check the existence of the subject of guarantee on the source guarantee (customer):

    • If there is a guarantee object that has the flag Financed Object=N, the system copies the guaranteed object to the contract guarantee

    • If there is a guarantee object that has the flag Financed Object = Y, the system will create the guaranteed object by taking the number of the first object of the contract (_01) into the Guarantee Object No., then the data from the card of this object.

  • Subsequently, the system proceeds to check the existence of a co-guarantor on the source guarantee (customer):

    • If there are co-guarantors, copy them to guarantee the contract

    • These new co-guarantors will already have the guarantee number from the contract on them

    • They will be supplemented by Contract No. from the contract guarantee

  • After completing the creation of the contract guarantee (or co-guarantors), the info message "x Contract Guarantees have been created" will be displayed. "EN: X contract guarantees have been created." After confirmation, the guarantee overview will remain open, the system will not open any guarantee card.

 Contract Guarantee Card

The Contract Guarantee Card is the same as the Customer Guarantee Card – below are just the differences (see for a detailed description Adresář):

• Source Guarantee No.

  • The system adds the customer's guarantee number from which the guarantee was created

• Financing Contract No.

  • The system will add the number of the financing contract from which the guarantee was created

 Change of guarantee data on an active contract

If the contract is in a detailed state with Change without Protocol=N, then it is only possible to insert, edit or delete records of the contract guarantee, the subject of the guarantee and the co-guarantor by creating a change copy or variant of the contract.

If the "Allow Guarantee Editing Without Change Copy" field is checked in the User Settings table, it is possible to insert, edit and delete records about the guarantee of the contract, the subject of the guarantee and the co-guarantor without creating a change copy/variant of the contract.

For general principles of contract editing, see Změny smlouvy - změnové kopie / varianty

Guarantees list

In the OneCore-Financing and OneCore-Financing (All Products) role, under the Risk Reports option, there are the following options:

• Contract Guarantee

  • Opens an overview of all contract guarantees.

• Customer Guarantee

  • Opens an overview of all customer guarantees.